Fees & Payment

Understanding the Cost of Your Evaluation

We believe knowing what to expect financially is part of feeling prepared, and we want that conversation to be straightforward, not stressful. Clary Clinic is a self-pay practice, which means we do not bill insurance directly. Payment is due at the time of service, and we accept HSA, FSA, and HRA funds in addition to standard payment methods.

We also know this is a significant investment, which is why we offer CareCredit, a healthcare credit card designed specifically for medical expenses. CareCredit allows you to pay for your evaluation over time through flexible financing plans, including options with little to no interest. Click the link below for additional information.

Why We Don't Accept Insurance

When a clinic bills insurance directly, insurance companies determine which tests can be given and how much time can be spent, often limiting the scope of the evaluation before it even begins. At Clary Clinic, we believe those decisions belong with you and your clinician, not your insurance provider.

Keeping our practice private pay means we can:

  • Take as much time as each person genuinely needs

  • Choose assessment tools based on clinical fit, not coverage rules

  • Use the most current and accurate methods available

  • Deliver a thorough evaluation that reflects your full picture, not an abbreviated one

Using Your Insurance Benefits

Not being billed directly by us doesn't necessarily mean insurance won't help. Many plans include out-of-network benefits for neuropsychological services, and after your evaluation we'll provide you with a superbill, a detailed receipt containing everything your insurance needs to process a reimbursement claim. Any reimbursement is paid directly to you.

Coverage varies widely by plan. Before your appointment, call the member services number on the back of your insurance card and ask:

  • Do I have out-of-network benefits for neuropsychological evaluations?

  • What is my out-of-network deductible, and how much has been met?

  • What percentage is reimbursed after the deductible is satisfied?

  • What do I need to submit a claim with a superbill?

You may also want to reference these billing codes when you call: 90791, 96132, 96133, 96138, 96139

Want to check your benefits before committing?
Use our free verification tool: practitioner.reimbursify.com/verifast?ec=1J8C2E9A0J

We're happy to talk through costs and payment before you book.
There's no pressure and no referral needed, just reach out.

📞 Call or text: (320) 247-4068
✉️ Admin@ClaryClinic.com